How Early Can I Apply? Apply four months before you want your Social Security retirement benefits to start. If you want your benefits to start at age 62, you can apply at age 61 and 9 months.

What year do you have to be born to get Social Security benefits?

If you were born in 1954 or earlier, you’re already eligible for your full Social Security benefit. The full retirement age is 66 if you were born from 1943 to 1954. The full retirement age increases gradually if you were born from 1955 to 1960 until it reaches 67.

What year do you have to be born to draw Social Security at 62?

If you were born in 1960 your full retirement age is 67. You can start your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount.

What is the retirement age if you are born in 1952?

for at age 62 if you were born in 1952. It also allows you to estimate what you would receive at age 66, your full retirement age, excluding any cost-of-living adjustments for which you may be eligible If you continue working past age 62, your additional earnings could increase your benefit.

How old do you have to be to get Social Security benefits?

For workers born in 1952 (people born in 1952 become age 62 in 2014 and are eligible for a benefit) This worksheet shows how to estimate the Social Security monthly retirement benefit you would be eligible for at age 62 if you were born in 1952. It also allows you to estimate what you would receive at age 66, your full retirement age,

Can a person born after January 1, 1954 file for Social Security?

Under a law Congress passed in 2015, people born after Jan. 1, 1954, cannot file a restricted application, regardless of how old they are when they file for benefits. They are covered by what Social Security calls “deemed filing.” When they claim retirement…

What’s the average Social Security retirement age for someone born in 1960?

The average benefit for Social Security recipients is $1,420 a month, according to the Social Security Administration. Americans born in 1960 or later — age 59 or younger in 2019 — can retire with full Social Security benefits at age 67. For Americans born before 1960, the full retirement age is between 66 and 67 years, as follows: