If you are age 62, unmarried, and divorced from someone entitled to Social Security retirement or disability benefits, you may be eligible to receive benefits based on his or her record. The amount of benefits you get has no effect on the benefits of your ex-spouse and his or her current spouse.

Can my ex-husband stop me from collecting on his Social Security?

Your ex can’t prevent you from claiming a divorced-spouse benefit, but Social Security won’t pay it if your own retirement benefit is worth more. If you remarry at any time while your ex is still alive, you lose eligibility for divorced-spouse benefits on his or her record.

Can a divorced person still collect Social Security from an ex?

If you remarry while receiving benefits based on your ex-spouse entitlement, and that person is still alive, you will no longer be eligible for those benefits.

How old do you have to be to draw on your ex husbands social security?

Also, ex-wives can file for retirement payments on their divorced husbands’ records even if they aren’t receiving their own benefits. However, divorces must be two years old for ex-wives to collect in this manner.

What happens if you take your ex’s Social Security early?

While the government will penalize you for taking your ex’s benefit early, it won’t reward you for delaying. If you were using your own work record, each year you delay filing for Social Security beyond your full retirement age boosts your payment by 8 percent.

How much of your ex spouses social security can you claim?

You can claim up to 50% of your ex-spouse’s primary insurance amount. That’s the amount they’re eligible for once they reach full retirement age, or FRA, which is between 66 and 67. If your ex-spouse is deceased, you may qualify for survivors benefits of up to 100%, though the rules for surviving divorced spouses are different.